A lot of people are having money problems, way too much debt, and they never seem to make any financial progress to get ahead of the game. Bankruptcy is at an all time high across the country. There are more foreclosures now than any other time in United States history. In Zen and The Art of Personal Finance you will learn about; Budgeting and money mindset. Finances and budget items can change spontaneously and unexpectedly. As your family dynamics change so do your finances and budget controls. The four financial groups and how money troubles start. Making your money work most efficiently requires discipline and a mindset to take positive action. How to get your spending under control and gain a better understanding regarding your household finances. If you have children it is a good idea to teach them the value of money and saving for things they really want. This book will give you practical advice in teaching your children about money and give you the keys to a balanced financial ...